Life Insurance Buyer's Guide

* Check your own insurance needs and circumstances. Select the type of policy has advantages that are most likely to meet your needs
* Make sure you are familiar with the premium payments. Can you imagine the initial premium? If the premium increases later and you still need insurance, you can still afford?
* Do not sign an insurance application until you review it carefully to make sure that all the answers are complete and accurate
* Do not buy life insurance unless you intend to stick with your plan. It can be very costly if you quit during the early years of politics
* Do not drop one and buy another without a thorough study of the new policy and now you have your insurance can replace costly.
* Read your policy carefully. Check with your agent or company has everything you not clear
* Review your life insurance with your agent or companies every few years to keep up with the changes in your income and your needs
* Decide what you can afford to pay. Keep in mind the main reason you buy life insurance is to cover the financial impact of unexpected or early death
* Find out what kind of policy will meet your needs
* Select the combination of policy and premium benefits, which protects you in case of a premature death or long life
* Do you have a life insurance agent your insurance needs and provide information about the available measures


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